Certificate IV in Finance & Mortgage Broking

Trust REAA’s world-class Certificate 4 in Finance and Mortgage Broking courses.

$599 $255
 
$599 $255
 
Up to 26 weeks

This course is online self-paced, the time it takes you to complete the course is up to you as you can do as much or as little as you want at a pace that suits you within the maximum timeframe.

12 Units of Competency
Nationally Recognised Training

Course overview

The FNS40821 Certificate IV in Finance and Mortgage Broking is an entry-level qualification for people looking to start a career in the Australian mortgage and finance broking industry.

This nationally recognised mortgage broker course is also suitable for people already working in financial services who want to gain formal qualifications.

Study online at your own pace with Real Estate Academy Australia (REAA). Our flexible learning platform allows you to complete your training around your work and personal commitments.

What Will You Learn?

The FNS40821 Certificate IV in Finance and Mortgage Broking includes 12 units of competency covering essential knowledge and practical skills for the mortgage broking industry.

Throughout the course, you’ll learn about:

  • The mortgage application and loan process
  • Australian financial services regulations
  • Mortgage broking practices and client relationships
  • Best interests duty obligations
  • Responsible lending and compliance requirements

You’ll develop the knowledge needed to understand mortgage products, assist clients and work within Australia’s regulated finance industry.

How Does the Online Mortgage Broker Course Work?

You can complete your mortgage broker training online from anywhere in Australia, including Queensland, New South Wales, Victoria, South Australia, Western Australia, Tasmania, the ACT and Northern Territory.

Each unit includes learning resources and assessment activities designed to help you demonstrate your knowledge and practical skills.

Assessments may include written questions, practical activities and role plays.

To successfully complete the qualification, you must achieve a satisfactory result in all 12 units of competency.

You’ll also have access to REAA’s online learning portal, where you can contact trainers for assistance with course content and assessments.

Why Choose REAA for Your Mortgage Broker Course?

REAA specialises in flexible online training for the real estate and finance industries.

With our FNS40821 Certificate IV in Finance and Mortgage Broking course, you can:

  • Study online: Access learning materials through our online student portal.
  • Learn at your own pace: Work through your course around your existing commitments.
  • Access trainer support: Contact trainers when you need assistance.
  • Gain a nationally recognised qualification: Complete the required units of competency for FNS40821.
  • Prepare for a mortgage broking career: Develop industry-relevant knowledge and practical skills.

Whether you’re entering the mortgage broking industry or formalising your existing experience, REAA offers a flexible pathway towards your qualification.

Questions about the course

Certificate IV in Finance & Mortgage Broking

Up to 26 weeks

$599 $255

Course Add-On Priority grading is available for students that are wanting to get their course graded quicker than the standard course grading timeframes. Once purchased, students are required to activate their priority grading by grading and notifying their assessor that they have paid for priority grading, this is done through the training portal and instructions for this are within the portal.

Course Add-On

Course Add-On If you are seeking additional assistance from the trainer, you can book in for a private training sessions. Sessions are 1 hour each. Please contact your trainer to book in the session.



Need help finding the right course?

Please don't hesitate to reach out to our support team if you have any questions or require further assistance.

Hear from our students

 
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Caitlin Rautenbach
24 October 2026
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Course was very informative and had all the details of what you need to know. Portal was easy to access and assessor were helpful.
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Amrit Kaur
20 October 2026
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I had a great experience studying with REAA while completing my Certificate IV in Real Estate Practice (Real Estate Agent Representative). The online platform was easy to use, convenient, and made studying at my own pace simple. The team was very helpful, professional, and quick to respond to any enquiries I had. Their support made the whole process smooth and stress-free. I would highly recommend REAA to anyone looking to complete their real estate qualifications online!
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Aly Mahmoud
20 October 2026
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Just completed my Diploma of Finance through REAA. Really good experience overall, the course was easy to follow and the team were always helpful. Would definitely recommend to anyone looking to get into the finance industry!
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Erean _
20 October 2026
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I recently completed my Certificate IV in Real Estate Practice with REAA, and it has been a valuable learning experience. The course was well-structured, informative, and provided me with essential knowledge and practical skills to begin my career in the real estate industry. I would especially like to thank the REAA assessing and support teams for their patience, understanding, and assistance throughout my journey. Whenever I needed additional guidance, the team was willing to help me work towards successfully completing my assessments. The flexibility of the online learning environment allowed me to balance my studies with other commitments while developing my confidence and understanding of the industry. Thank you, REAA, for being part of this important milestone in my professional journey. I truly appreciate the support and look forward to putting everything I have learned into practice!
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Lucy Oldfield
19 October 2026
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Good company, very nice workers there & provides help
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Brooke Marsh
14 October 2026
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Really happy with the quality of this course and timely manner in which my course was signed off on. Really good trainers and help line.
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Diana Doan
14 October 2026
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I learnt relevant valuable skills during my course study for CERT IV in real estate practice. The trainers replied to my concerns promptly and assisted me with areas I found difficult. Would highly recommend if you are looking to complete the CERT.
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Saru Acharya
8 October 2026
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I had a great experience completing my Diploma in Mortgage Broking and Finance with REAA. The course was well structured, practical, and easy to understand. The trainers were supportive and professional throughout my learning journey. I highly recommend REAA to anyone looking to start a career in mortgage broking.
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Becky Mcgrath
8 October 2026
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Such a wonderful experience! The team are incredibly helpful, supportive and approachable. Everything is explained clearly, and assistance is always available when needed. They really make the whole process feel less overwhelming and are genuinely committed to helping you succeed. Highly recommend!
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Jacob Mcfarlane
8 October 2026
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Good Course, Found the assessors feedback great and help me back on the right track.
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