Trust REAA’s world-class Certificate 4 in Finance and Mortgage Broking courses.
This course is online self-paced, the time it takes you to complete the course is up to you as you can do as much or as little as you want at a pace that suits you within the maximum timeframe.
The FNS40821 Certificate IV in Finance and Mortgage Broking is an entry-level qualification for people looking to start a career in the Australian mortgage and finance broking industry.
This nationally recognised mortgage broker course is also suitable for people already working in financial services who want to gain formal qualifications.
Study online at your own pace with Real Estate Academy Australia (REAA). Our flexible learning platform allows you to complete your training around your work and personal commitments.
The FNS40821 Certificate IV in Finance and Mortgage Broking includes 12 units of competency covering essential knowledge and practical skills for the mortgage broking industry.
Throughout the course, you’ll learn about:
You’ll develop the knowledge needed to understand mortgage products, assist clients and work within Australia’s regulated finance industry.
You can complete your mortgage broker training online from anywhere in Australia, including Queensland, New South Wales, Victoria, South Australia, Western Australia, Tasmania, the ACT and Northern Territory.
Each unit includes learning resources and assessment activities designed to help you demonstrate your knowledge and practical skills.
Assessments may include written questions, practical activities and role plays.
To successfully complete the qualification, you must achieve a satisfactory result in all 12 units of competency.
You’ll also have access to REAA’s online learning portal, where you can contact trainers for assistance with course content and assessments.
REAA specialises in flexible online training for the real estate and finance industries.
With our FNS40821 Certificate IV in Finance and Mortgage Broking course, you can:
Whether you’re entering the mortgage broking industry or formalising your existing experience, REAA offers a flexible pathway towards your qualification.
To complete REAA’s mortgage and finance broking course, you will need:
Once you enrol into the course with REAA, you will receive a confirmation, receipt and also an email with your login details (keep an eye on your spam folder just in case). If you still have questions or need further information, please contact REAA via live chat or email info@reaa.com.au
Note: ALL students are required to obtain a UNIQUE STUDENT IDENTIFIER (USI). Your qualification cannot be issued if you have not provided us with your USI. For more information, or to apply for your USI, visit www.usi.gov.au.
REAA recommends an average of 8-10 hours to complete each unit of competency (12 in total) delivered in the course. Please note, these hours are based on REAA’s past course completions and this time will vary from student to student. The course consists of practical skills assessment tasks, knowledge questions and video role plays. You have 6 months from enrolment to complete the entire certificate 4 in finance and mortgage broking course.
The Certificate IV Finance and Mortgage Broking is the educational requirement to work in the Finance and Mortgage Broking industry. Our online course is ideal for those looking to enter the industry and also for those currently working in the industry and looking to gain their formal mortgage broker licence.
Upon the successful completion of your assessments, they will be marked by REAA’s assessing team. Standard grading times are 10 business days from completion of your course. Once deemed ‘Satisfactory’ in all units you will receive your qualification.
Yes, completing the role plays is a mandatory component of the course. They are required to demonstrate your competence as outlined in the units of competency. The role plays are designed to simulate real-world client interactions in the finance and mortgage broking industry and are essential for being deemed competent in the course.
These activities are intended to prepare you for professional conversations you will routinely encounter as a mortgage broker or finance professional. If you’re unable to complete the role plays in person with someone, you may perform them via video platforms like Zoom. You can complete the role plays with a friend, family member, or alternatively, purchase one-on-one assisted role play sessions through the REAA website. Please check our website for options.
Please don't hesitate to reach out to our support team if you have any questions or require further assistance.
Caitlin Rautenbach24 October 2026Trustindex verifies that the original source of the review is Google.
Course was very informative and had all the details of what you need to know. Portal was easy to access and assessor were helpful.
Amrit Kaur20 October 2026Trustindex verifies that the original source of the review is Google.
I had a great experience studying with REAA while completing my Certificate IV in Real Estate Practice (Real Estate Agent Representative). The online platform was easy to use, convenient, and made studying at my own pace simple. The team was very helpful, professional, and quick to respond to any enquiries I had. Their support made the whole process smooth and stress-free. I would highly recommend REAA to anyone looking to complete their real estate qualifications online!
Aly Mahmoud20 October 2026Trustindex verifies that the original source of the review is Google.
Just completed my Diploma of Finance through REAA. Really good experience overall, the course was easy to follow and the team were always helpful. Would definitely recommend to anyone looking to get into the finance industry!
Erean _20 October 2026Trustindex verifies that the original source of the review is Google.
I recently completed my Certificate IV in Real Estate Practice with REAA, and it has been a valuable learning experience. The course was well-structured, informative, and provided me with essential knowledge and practical skills to begin my career in the real estate industry. I would especially like to thank the REAA assessing and support teams for their patience, understanding, and assistance throughout my journey. Whenever I needed additional guidance, the team was willing to help me work towards successfully completing my assessments. The flexibility of the online learning environment allowed me to balance my studies with other commitments while developing my confidence and understanding of the industry. Thank you, REAA, for being part of this important milestone in my professional journey. I truly appreciate the support and look forward to putting everything I have learned into practice!
Lucy Oldfield19 October 2026Trustindex verifies that the original source of the review is Google.
Good company, very nice workers there & provides help
Brooke Marsh14 October 2026Trustindex verifies that the original source of the review is Google.
Really happy with the quality of this course and timely manner in which my course was signed off on. Really good trainers and help line.
Diana Doan14 October 2026Trustindex verifies that the original source of the review is Google.
I learnt relevant valuable skills during my course study for CERT IV in real estate practice. The trainers replied to my concerns promptly and assisted me with areas I found difficult. Would highly recommend if you are looking to complete the CERT.
Saru Acharya8 October 2026Trustindex verifies that the original source of the review is Google.
I had a great experience completing my Diploma in Mortgage Broking and Finance with REAA. The course was well structured, practical, and easy to understand. The trainers were supportive and professional throughout my learning journey. I highly recommend REAA to anyone looking to start a career in mortgage broking.
Becky Mcgrath8 October 2026Trustindex verifies that the original source of the review is Google.
Such a wonderful experience! The team are incredibly helpful, supportive and approachable. Everything is explained clearly, and assistance is always available when needed. They really make the whole process feel less overwhelming and are genuinely committed to helping you succeed. Highly recommend!
Jacob Mcfarlane8 October 2026Trustindex verifies that the original source of the review is Google.
Good Course, Found the assessors feedback great and help me back on the right track.