CERTIFICATE IV IN MORTGAGE BROKING
Trust REAA’s world-class Cert IV in Mortgage Broking courses
The FNS40821 Certificate IV Finance and Mortgage Broking is the entry level, educational requirement to work in the Finance and Mortgage Broking industry. Our online course and the FNS40821 qualification reflect the roles of those in the financial services industry and also for those currently working as mortgage brokers in the industry and looking to gain formal qualifications.
As part of this course, you will have access to 12 units of competency that form the FNS40821 Certificate IV in Finance and Mortgage Broking. NSW, QLD, VIC, SA, WA, TAS, and NT residents may all take part in this course as it is nationally recognised and approved by the Mortgage and Finance Association of Australia (MFAA). Through this course you will gain theoretical and technical knowledge relating to the loan process, the financial services regulation, mortgage broking management, the best interests duty and so much more.
To successfully complete this course you are required to complete and be deemed ‘Satisfactory’ in all 12 units of competency.
Each module has learning resources, assessment tasks, questions and role plays.
REAA will provide you with all of the course content you will need to complete the assessments and obtain your mortgage broker certification. We also have a platform in our learning portal where you can message the trainers to ask them any questions you have about the course, content and assessment.
Before you enrol in our Cert 4 in Finance & Mortgage Broking course online…
To complete REAA’s mortgage and finance broking course, you will need:
- a laptop or desktop (Mac or Windows computers are both compatible) (Windows 8 or above)
- the latest version of Adobe Reader (currently Adobe Reader DC) and Microsoft Office Suite
- internet access so you can finish the assessments via the online learning platform (Google chrome browser is recommended)
- video recording device (eg – phone, webcam, video camera)
Do I have to complete role plays in this course?
Yes, completing the role plays is a mandatory component of the course. They are required to demonstrate your competence as outlined in the units of competency. The role plays are designed to simulate real-world client interactions in the finance and mortgage broking industry and are essential for being deemed competent in the course.
These activities are intended to prepare you for professional conversations you will routinely encounter as a mortgage broker or finance professional. If you’re unable to complete the role plays in person with someone, you may perform them via video platforms like Zoom. You can complete the role plays with a friend, family member, or alternatively, purchase one-on-one assisted role play sessions through the REAA website. Please check our website for options.
Once you enrol into the course with REAA, you will receive a confirmation, receipt and also an email with your login details (keep an eye on your spam folder just in case). If you still have questions or need further information, please contact REAA via live chat or email info@reaa.com.au
Note: ALL students are required to obtain a UNIQUE STUDENT IDENTIFIER (USI). Your qualification cannot be issued if you have not provided us with your USI. For more information, or to apply for your USI, visit www.usi.gov.au.
CERT IV FINANCE AND MORTGAGE BROKING
The Mortgage Broking Course…
REAA recommends an average of 8-10 hours to complete each unit of competency (12 in total) delivered in the course. Please note, these hours are based on REAA’s past course completions and this time will vary from student to student. The course consists of practical skills assessment tasks, knowledge questions and video role plays. You have 6 months from enrolment to complete the entire course and submit in full.
The Certificate IV Finance and Mortgage Broking is the educational requirement to work in the Finance and Mortgage Broking industry. Our online course is ideal for those looking to enter the industry and also for those currently working in the industry and looking to gain their formal mortgage broker licence.
Upon the successful completion of your assessments, they will be marked by REAA’s assessing team. Standard grading times are 10 business days from completion of your course. Once deemed ‘Satisfactory’ in all units you will receive your qualification.
Why Choose REAA For Your Mortgage Broker Course?
REAA is a specialised online training centre that provides self-paced learning for you to enter the Mortgage and Finance Industry. The use of an online learning platform allows the flexibility you need and you can complete the Mortgage Broking Certificate IV at your own pace. Our course is nationally recognised and approved by the Mortgage and Finance Association of Australia (MFAA).
Have a question, need help?
If you can’t find the answer to one of your questions please call or email us.
FNS40821 Certificate IV in Finance and Mortgage Broking – FAQs
What are the entry requirements for the FNS40821 Certificate IV in Finance and Mortgage Broking course?
There are no specific entry requirements to enrol in our Certificate IV in Finance and Mortgage Broking course. However, you will need a laptop or desktop (compatible with Windows or Mac), the latest version of Adobe Reader and Microsoft Office Suite, internet access, and a video recording device. Additionally, you must have a Unique Student Identifier (USI) to receive your qualification.
Is REAA a registered training organisation (RTO)?
Yes, REAA is a registered training organisation (RTO) that provides nationally recognised qualifications. Our FNS40821 Certificate IV in Finance and Mortgage Broking course is approved by the Mortgage and Finance Association of Australia (MFAA).
Can this course lead to further study opportunities?
Absolutely! Completing the FNS40821 Certificate IV in Finance and Mortgage Broking can open pathways to further study in the financial services industry. Many graduates use this qualification as a stepping stone to advance their careers and pursue higher-level qualifications or specialised courses.
What are some career opportunities available to me after completing this course?
This certification also leads to a variety of career opportunities within the finance and mortgage broking industry.
Graduates can explore opportunities such as:
- Mortgage Broker: Assisting clients in securing loans for property purchases by working with banks and financial institutions.
- Credit Adviser: Providing advice on credit products and helping clients understand their borrowing capacity and credit options.
- Loan Officer: Facilitating the loan application process, assessing creditworthiness, and guiding clients through approval.
- Finance Broker: Assisting with various types of finance, including personal loans, car loans, and business loans.
- Business Development Manager: Building relationships with clients, expanding the broker’s client base, and engaging in marketing and sales activities.
- Client Relationship Manager: Maintaining strong relationships with existing clients and providing ongoing support.
- Banking and Finance Roles: Exploring various positions within financial institutions related to mortgages and lending.
- Financial Adviser Assistant: Supporting financial advisers in delivering comprehensive financial advice to clients.
- Compliance Officer: Ensuring adherence to industry regulations and standards.
Why should I choose REAA as my training provider for the Certificate IV in Finance and Mortgage Broking?
REAA is a specialised online training provider offering self-paced learning, allowing you to complete the course at your own pace. Our course is nationally recognised and designed to equip you with the necessary skills and knowledge for a successful career in the Finance and Mortgage Broking industry. We provide comprehensive support, including access to trainers for any questions related to the course content and assessments.